Know exactly
where your
Rands go.

SaveSavvy connects to your bank, categorises every transaction, and shows you a clear picture of your money.

Free to try No bank login needed 841 on the waitlist
32% under budget
R 1,240 · Groceries
R 820 · Eating out
9:41
T
April · 9 days left
Good afternoon
Spent
R 8,240
of R 12,000
69% of budget
Categories Edit budgets
Groceries
R 2,100
Transport
R 640
Eating out
Over
Utilities
R 870
Subscriptions
R 480
Insight
Eating out is 32% over budget. You're on track everywhere else.
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Activity
Insights
Me
How it works

Three steps to financial clarity.

No bank logins. No subscriptions to start. Just your statement and two minutes.

01

Upload your statement

Export a PDF from your bank. Drop it into SaveSavvy. No username, no password.

02

We do the heavy lifting

Every transaction is assigned a category automatically. Groceries, petrol, eating out — sorted in seconds.

03

See your picture clearly

A clean dashboard gives insights into your habits and spending patterns.

Features

Stop wondering where your paycheck went.

Built for how South Africans actually bank — load shedding costs, fuel hikes, split accounts.

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Categorisation that works

We recognise South African merchants and learn your habits. "TAKEALOT*ORDER" becomes "Takealot".

Woolworths Food Groceries
−R 941
Uber Eats Eating out
−R 215
Engen Kenilworth Transport
−R 980
Salary deposit Income
+R 32,500
account_balance

All your accounts

Connect FNB, Capitec, Nedbank — one view.

F
FNB Cheque
•••• 4421
R 8,420
C
Capitec
Savings · •••• 8803
R 31,580
N
Nedbank Credit
•••• 2267
−R 2,001
Net worth R 37,999
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Monthly budget that rolls over

Set a limit once. Unused budget carries forward. Your money, your discipline.

GroceriesR 3,820 / R 5,000
R 1,180 remaining · 9 days left
Eating Out R 1,760 / R 2,000
R 240 left — close to limit
TransportR 950 / R 3,000
R 2,050 remaining
SubscriptionsR 670 / R 1,000
R 330 remaining
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Save with a deadline

We tell you exactly how much to set aside each month to hit your goals.

Emergency Fund
Target: Jul 2026
62%
R 62,000 of R 100,000 · R 2,850/mo needed
New MacBook
Target: Sep 2026
88%
R 22,000 of R 24,990 · Almost there
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Subscription radar

We detect recurring charges automatically - no more mystery debits you forgot about.

Netflix
R 199
25th every month
Spotify
R 99
1st every month
Showmax
R 149
12th every month
Discovery
R 224
Debit order · 28th
Total monthly subscriptions R 671
Security

Your data never leaves your hands.

We never ask for your banking password.

lock

No bank login required

We never see your internet banking credentials. You just upload a PDF.

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Read-only access

SaveSavvy can't move, transfer or interact with your money. Ever.

encrypted

End-to-end encrypted

All data is encrypted in transit and at rest. Your statement stays private.

delete

Delete any time

One tap to permanently delete all your data. No questions asked.

Ready to actually know
where your money goes?

Join 841 South Africans already on the waitlist.